Following up on a discussion with these partners from April of this year, we chat about:

• Unique ways they're responding to families in need during the holidays
• How each organization is dealing with rising food prices
• Local food sourcing options and alternatives in their particular context.  

Organizations represented in this discussion - 

• Colonial Heights Food Pantry - Colonial Heights, VA
• The River Food Pantry - Madison, WI
• A Just Harvest - Chicago, IL
• Broomfield FISH - Broomfield, CO

+++

FischerJordan’s FAIR initiative (Food Availability Improvement Resource) is our primary avenue for giving back to the communities where we operate. With FAIR, we’ve partnered with over a dozen volunteer-run, non-profit food pantries and food banks in the US, India, and Israel, supplying them with crucial food items directly to help provide food for those in need in a way that maximizes the impact of every dollar spent. Learn more at https://fischerjordan.com/communities 

Recorded, edited, and published by Nathan Johnson for FischerJordan. 

Jivraj brings his expertise and experience as an analyst to the discussion to talk about the overall picture of the C&I market before and after the COVID-driven recession, some of the ramifications of recent legislation including the Inflation Reduction bill and the CHIPS act, and what we might expect to see in C&I in response to the current inflation-driven recession and signs of a long-awaited housing market slowdown. 

This podcast is an in-house production of FischerJordan, a specialized consulting firm in New York with emphases in strategy, analytics, and technology. Find out more about our approach to delivering client value, career opportunities, and our work within our communities at fischerjordan.com. 

Relevant Links

• Banks Losing Ground to Nonbanks in Business Lending
• A Competitive Tipping Point in C&I Lending
• Will Competition for C and I Loans Lead to Looser Underwriting?
• The Small Loan Share of C&I loans After the Dodd-Frank Act Passes (Figure)
• The Rise of Finance Companies and FinTech Lenders in Small Business Lending
• Non-Bank Lending Market Research
• Bank and Non-Bank Lending Over the Past 70 Years

• Can luxury items like watches, fine art, or wine act as a store of value or inflation hedge like we’d usually expect of gold or real estate?
• Do the benefits of fintechs equalizing access to the unbanked start to diminish with government involvement?
• Will monopolies always raise the alarm about national security when the topic of antitrust action is brought up?

The Mess Haul features a more free-form conversational approach with multiple participants than our more interview-focused style. This format is designed to generate quick takes on a handful of recent topics, facilitating shorter, more opinionated discussion with a number of different perspectives. Each episode of The Mess Haul is (usually) recorded, edited, and released in the same day.

Today's conversationalists: Nathan Johnson, Kshitish Nanda, Boaz Salik

Hosted, recorded, and produced for FischerJordan by Nathan Johnson

+++

FischerJordan is a New York-based consulting, thought-leadership, and outsourcing firm helping business leaders exchange complexity for clarity. We use rigorous data analytics, specialized staffing, and custom technology solutions to deliver workable strategies for clients in financial services and healthcare.  

Background articles for this episode:

• Bloomberg Opinion on the connection between crypto crash and demand for luxury watches 
• Qrius Magazine on how fintech can help equalize access to financial services in tough times 
• Forbes on the (potential) national security risk of breaking up Big Tech's monopoly

Similar to the conversation with our U.S. partners, we talk about how they’re addressing the increasing demand for healthier food options, client relationships and needs brought on by the COVID pandemic, and the impact of rising global food costs for their organizations and region.  

Represented in this discussion - 

• Sona Sarovar Trust - Mumbai, Maharashtra
• Project Potential - Kishanganj, Bihar
• Meals of Happiness - Delhi
• Balajee Sewa Sansthan - Dehradun, Uttarakhand
• Gram Vikas Trust - Bharuch, Gujarat
• Uttishtha Foundation - Uttar Pradesh

+++

FischerJordan’s FAIR initiative (Food Availability Improvement Resource) is our primary avenue for giving back to the communities where we operate. With FAIR, we’ve partnered with over a dozen volunteer-run, non-profit food pantries and food banks in the US, India, and Israel, supplying them with crucial food items directly to help provide food for those in need in a way that maximizes the impact of every dollar spent. Learn more at https://fischerjordan.com/communities 

Recorded, edited, and published by Nathan Johnson for FischerJordan. 

The Mess Haul features a more free-form conversational approach with multiple participants than our more interview-focused style. This format is designed to generate quick takes on a handful of recent topics, facilitating shorter, more opinionated discussion with a number of different perspectives. Each episode of The Mess Haul is (usually) recorded, edited, and released in the same day. 

Today's conversationalists: Nathan Johnson, Deeba Goyal, Boaz Salik 

Hosted, recorded, and produced for FischerJordan by Nathan Johnson

+++

FischerJordan is a New York-based consulting, thought-leadership, and outsourcing firm helping business leaders exchange complexity for clarity. We use rigorous data analytics, specialized staffing, and custom technology solutions to deliver workable strategies for clients in financial services and healthcare.  

Background articles for this episode:

• Buzzfeed News on the GrubHub "free lunch" fiasco
• Forbes on Warren Buffet's Q1 2022 asset "buying spree"
• Fast Company on the future of digital health

• The Quick Take: does introducing GMO mosquitos into an ecosystem have too many unintended consequences waiting in the wings? 
• The Big Dig: is the end-state of the current "Wild West" of crypto something where only the strongest survived? 
• The Final Cut: why should (or shouldn't) social media companies consider using permanent bans as a way to enforce terms of use?

The Mess Haul features a more free-form conversational approach with multiple participants than our more interview-focused style. This format is designed to generate quick takes on a handful of recent topics, facilitating shorter, more opinionated discussion with a number of different perspectives. Each episode of The Mess Haul is (usually) recorded, edited, and released in the same day. 

Today's conversationalists: Nathan Johnson, Neet Shah, Boaz Salik 

Hosted, recorded, and produced for FischerJordan by Nathan Johnson

+++

FischerJordan is a New York-based consulting, thought-leadership, and outsourcing firm helping business leaders exchange complexity for clarity. We use rigorous data analytics, specialized staffing, and custom technology solutions to deliver workable strategies for clients in financial services and healthcare.  

Background articles for this episode:

• Quartz on Oxitech and GMO mosquitos
• Bloomberg, Forbes on crypto news
• WIRED on Elon Musk's plans to reverse Twitter's bans on high profile users

We talk about how they’re addressing the increasing demand for healthier food options, client relationships and needs brought on by the COVID pandemic, and collaborations to lower cost and increase product offerings.  

Organizations represented in this discussion - 

• Colonial Heights Food Pantry - Colonial Heights, VA
• The River Food Pantry - Madison, WI
• A Just Harvest - Chicago, IL
• North County Community Food Bank - Battle Ground, WA
• Broomfield FISH - Broomfield, CO

+++

FischerJordan’s FAIR initiative (Food Availability Improvement Resource) is our primary avenue for giving back to the communities where we operate. With FAIR, we’ve partnered with over a dozen volunteer-run, non-profit food pantries and food banks in the US, India, and Israel, supplying them with crucial food items directly to help provide food for those in need in a way that maximizes the impact of every dollar spent. Learn more at https://fischerjordan.com/communities 

Recorded, edited, and published by Nathan Johnson for FischerJordan. 

• The Quick Take: will the recent violence on the New York subway be the first of more such incidents? Are there places where violent crime on public transit feels less likely...and why? 
• The Big Dig: why is there so much resistance to Elon Musk's bid to buy Twitter, and why would Musk buy an existing asset if he could theoretically make his own for the same price?
• The Final Cut: what are some additional use cases for AI-enhanced analytics in healthcare diagnostics?

The Mess Haul features a more free-form conversational approach with multiple participants than our more interview-focused style. This format is designed to generate quick takes on a handful of recent topics, facilitating shorter, more opinionated discussion with a number of different perspectives. Each episode of The Mess Haul is (usually) recorded, edited, and released in the same day. 

Today's conversationalists: Nathan Johnson, Jivraj Karwa, Boaz Salik 

Hosted, recorded, and produced for FischerJordan by Nathan Johnson

+++

FischerJordan is a New York-based consulting, thought-leadership, and outsourcing firm helping business leaders exchange complexity for clarity. We use rigorous data analytics, specialized staffing, and custom technology solutions to deliver workable strategies for clients in financial services and healthcare.  

Background articles for this episode:

• The Atlantic - "The Subway Crime Death Spiral"
• WIRED - "Elon Musk Has Triggered a Battle for the Future of Twitter
• FastCompany - "This AI Can Predict Your Death 10 Years From Now. So How Does THAT Work?"

• The Quick Take: what are the ethical implications of an experimental AI using a publicly-available dataset to identify 40,000 theoretical chemical weapons? 
• The Big Dig: how much can you actually claim as your own personal information? That's what's up for debate with a recent opinion concerning the language of the California Consumer Protection Act. 
• The Final Cut: how effective are empirical methods for training task variations in robotics?  

The Mess Haul features a more free-form conversational approach with multiple participants than our more interview-focused style. This format is designed to generate quick takes on a handful of recent topics, facilitating shorter, more opinionated discussion with a number of different perspectives. Each episode of The Mess Haul is (usually) recorded, edited, and released in the same day. 

Today's conversationalists: Nathan Johnson, Kshitish Nanda, Boaz Salik 

Hosted, recorded, and produced for FischerJordan by Nathan Johnson

+++

FischerJordan is a New York-based consulting, thought-leadership, and outsourcing firm helping business leaders exchange complexity for clarity. We use rigorous data analytics, specialized staffing, and custom technology solutions to deliver workable strategies for clients in financial services and healthcare.  

Background articles for this episode:

• The U.S. Sun - "Killer AI Invented 40,000 'Lethal Chemical Weapons' In Just Six Hours"
• Marketing Brew - "California AG Says 'Inferences' Are Personal Information. Here's Why That Matters."
• TechCrunch - "Better Learning Through 'Complex Dough Manipulation'"

• The Quick Take: how would a permanent Daylight Savings Time under the Sunshine Protection Act impact the way the working world...well, works? Should we all just commit to GMT and get it over with? 
• The Big Dig: social media lip service doesn't cut it anymore. How could the Russia/Ukraine conflict push the private sector to make their public engagement factor a core strategic differentiator? 
• The Final Cut: three emergent trends in data analytics that could help companies be more socially and environmentally conscious. 

The Mess Haul features a more free-form conversational approach with multiple participants than our more interview-focused style. This format is designed to generate quick takes on a handful of recent topics, facilitating shorter, more opinionated discussion with a number of different perspectives. Each episode of The Mess Haul is (usually) recorded, edited, and released in the same day. 

Today's conversationalists: Nathan Johnson, Deeba Goyal, Boaz Salik 

Hosted, recorded, and produced for FischerJordan by Nathan Johnson

+++

FischerJordan is a New York-based consulting, thought-leadership, and outsourcing firm helping business leaders exchange complexity for clarity. We use rigorous data analytics, specialized staffing, and custom technology solutions to deliver workable strategies for clients in financial services and healthcare.  

Background articles for this episode: 

• Reuters: "US Senate Approves Bill That Would Make Daylight Savings Time Permanent"
• Forbes: "'There Isn’t A Both Sides Anymore’: With Russia, Customers And Employees Demand Action From Corporations"
• Edelman Trust Barometer: Brand Trust in 2021
• Reseller News: "3 Data and Analytics Trends That Will Dominate in 2022"

• Is the idea of financial services as an enforcement arm of political willpower a new/growing trend or just an emergency use case? 
• Given the potentially devastating impact of sanctions on a nation's economy, should sanctions themselves be considered an act of war and not just a "war-time measure?"
• Are five-day work weeks out and...seven-day work weeks in?
• What are the implications of healthcare successfully implementing blockchain technology at scale? 

The Mess Haul features a more free-form conversational approach with multiple participants than our more interview-focused style. This format is designed to generate quick takes on a handful of recent topics, facilitating shorter, more opinionated discussion with a number of different perspectives. Each episode of The Mess Haul is recorded, edited, and released in the same day. 

Today's guests: Neet Shah, Boaz Salik 

+++

FischerJordan is a New York-based consulting, thought-leadership, and outsourcing firm helping business leaders exchange complexity for clarity. We use rigorous data analytics, specialized staffing, and custom technology solutions to deliver workable strategies for clients in financial services and healthcare.  

Background articles for this episode: 

• New York Announces New Financial Services Enforcement of Sanctions Against Russia
• NY Gov. Hochul says COVID likely killed off traditional work schedule
• Healthcare blockchain leader talks challenges and trends in DLT

• Does NBCUniversal's promotional partnership with TikTok for the Winter Olympics indicate a broader trend for sports viewership, or was this a more concentrated attempt to boost lagging viewership for the Olympics? 
• Why might the Olympics have struggled recently to acquire and retain viewers?
• Is there a large enough market for "electrifying" luxury cars that companies like Lunaz might see more competition? 
• Is pushback for crypto from entities like the Financial Stability Board just par for the course with anything that threatens the status quo?

The Mess Haul features a more free-form conversational approach with multiple participants than our more interview-focused style. This format is designed to generate quick takes on a handful of recent topics, facilitating shorter, more opinionated discussion with a number of different perspectives. Each episode of The Mess Haul is recorded, edited, and released in the same day. 

Today's guests: Kshitish Nanda, Boaz Salik 

+++

FischerJordan is a New York-based consulting, thought-leadership, and outsourcing firm helping business leaders exchange complexity for clarity. We use rigorous data analytics, specialized staffing, and custom technology solutions to deliver workable strategies for clients in financial services and healthcare.  

Background articles for this episode: 

• Morning Brew - "Can TikTok Save the Olympics?"
• Forbes - "Electrifying Classic Cars is a Surging Business - with a Two Year Wait List"
• CNN - "How cryptocurrencies could trigger a financial crisis"

• Does zero-party data provide any new insights that can't be derived from existing data categories like first-, second-, or third-party data?
• Should we consider it a subdivision of first-party data, or will it eventually become synonymous with first-party?
• How could zero-party data factor into scenarios like credit decisioning? 
• Is the hype about the Metaverse coming from any real-world demand, or is it an act of self-justification by tech monopolies?
• If the COVID-19 pandemic made us live more online, do we think people only choose "life online" as an escape from bleak real-world conditions?

The Mess Haul features a more free-form conversational approach with multiple participants than our more interview-focused style. This format is designed to generate quick takes on a handful of recent topics, facilitating shorter, more opinionated discussion with a number of different perspectives. Each episode of The Mess Haul is recorded, edited, and released in the same day. 

Today's guests: Jivraj Karwa, Boaz Salik 

Background articles for this episode: 

• Morning Brew - "Is Zero-Party Data a Real Thing?"
• WIRED - "Big Tech Needs to Stop Trying to Make Their Metaverse Happen"
• FischerJordan (via ABF Journal) - "Weighing the Pros and Cons of Web Presence Data in Credit Decisioning"

We get into both some broad trends and specific applications of the immersive entertainment space – which includes things like augmented and virtual reality, but you’ll quickly learn that there are things happening in this domain that go far beyond just entertainment or gaming. Some of the topics we cover: 

• What we mean by "immersive/interactive entertainment” and why it's relevant today
• Why Facebook's pivot to Meta actually isn't that surprising

• Companies that are already making interesting moves with AR/VR technologies

• What kind of infrastructure will need to be built to fully realize this technology's potential 
• Whether an immersive future will still be controlled by the tech giants we know today or if a new set of competitors/leaders might emerge
• The surprisingly simple constraint that stands in the way of a "Ready Player One"-style future

Find out more about CloudTree Ventures at https://cloudtree.vc/

This podcast is an in-house production of FischerJordan, a specialized consulting firm in New York with emphases in strategy, analytics, and technology. Find out more about our approach to delivering client value, career opportunities, and our work within our communities at fischerjordan.com. 

NOTES - Key Terms and Further Reading

Special Purpose Acquisition Company (SPAC): “A special purpose acquisition company, also known as a "blank check company", is a shell corporation listed on a stock exchange with the purpose of acquiring a private company, thus making it public without going through the traditional initial public offering process. Wikipedia”

OMO – Online Merged with Offline

Matthew Ball

xR = Extended Reality. From WorldStage: “Extended Reality (xR) is a next-generation process for film, broadcast and live event production. ... Mixed Reality (MR) combines camera tracking and real-time rendering to create an immersive virtual environment, visible live on set and shot directly in camera.”

What are haptics?

• What do the FED's efforts to tamp down consumer price inflation mean for 2022?
• What happens when a crypto crowdfund called a DAO (Decentralized Autonomous Organization) goes head-to-head with "legacy" investors in an auction for a first-edition printing of the U.S. Constitution?
• As more than just white-collar jobs come to depend on internet access, what are some ways to address the problem of connectivity inequity?

The Mess Haul features a more free-form conversational approach with multiple participants than our more interview-focused style. This format is designed to generate quick takes on a handful of recent topics, facilitating shorter, more opinionated discussion with a number of different perspectives. Each episode of The Mess Haul is recorded, edited, and released in the same day. 

Today's guests: Anoushka Khanna, Boaz Salik 

Articles referenced in this episode: 

• Yahoo News - "What DAOs are And What They Might Buy Next"
• WIRED - "Smartphones Are a New Tax on the Poor"
• FischerJordan - "Making Sense (and Some Predictions) of Inflation" 
• FischerJordan - "Don't Panic About Blockchain (But Do Pay Attention)" 

• What implications does Jack Dorsey's departure from Twitter hold for the platform's future?
• Despite being a first-of-its-kind move, is the Competition and Markets Authority's (CMA) recent pushback on Meta's ownership of GIPHY a mostly symbolic attempt at "regulation?" 
• What does the FTC's blocking of Nvidia's acquisition of chip-designer Arm mean for Arm and companies like it?

The Mess Haul features a more free-form conversational approach with multiple participants than our more interview-focused style. This format is designed to generate quick takes on a handful of recent topics, facilitating shorter, more opinionated discussion with a number of different perspectives.

• Ins-and-outs of various operations in the U.S. to combat food insecurity
• How to ensure the largest amount of your donations are going directly to people in need when giving to non-profit organizations
• Resources for ensuring transparency in non-profit donations

We wrap up with an inside look at a new initiative at FischerJordan to try to address the problem of food insecurity in the communities where we operate - and how food banks and pantries can help out.

Some key resources referenced during this episode: 

• GuideStar

• Charity Navigator

• Charity Watch

• GiveWell

• FischerJordan FAIR (Food Availability Improvement Resource)

Some of what we covered: 

• The difference between alternative and traditional lenders
• What makes an alternative lender more attractive to small businesses for securing financing 
• How the COVID pandemic impacted the alternative commercial lending space and how things might look going forward 
• How investor attitudes toward alt-lenders may have shifted post-COVID
• Potential impacts of cryptocurrency on the alt lending space in the future 

Welcome to the crow's nest! 

The Mess Haul is a departure from our usual interview-style format, instead featuring a more free-form conversational approach with multiple participants. This format is designed to generate quick takes on a handful of recent topics, facilitating shorter, more opinionated discussion with a number of different perspectives.

Today's guests are FischerJordan team members Shreya Jain and Austin LaRoche and partner Boaz Salik in a fireside chat riffing on the implications of the GME stock rally and Wall Street Bets saga in early 2021, followed by some speculations on the next stage of Bitcoin mass adoption. 

• What population health management is (and why it's important)
• How the differing structures of US/UK healthcare systems impact population health initiatives 
• Key leaders in population health management and which innovations are driving better outcomes
• Technology's impact on the wellness space
• HIPAA concerns around patient data collection
• How to drive patient engagement in a world where everyone can look up their symptoms online

In our first full-length episode of Views from the Crow's Nest, we sit down with Boaz Salik, PhD, founder and CEO of FischerJordan, to examine the second order economic effects of the COVID pandemic for lenders in the next six months to a year or more.

Find out more about FischerJordan's strategic management consulting framework and client expertise at fischerjordan.com