Views from the Crow’s Nest
#007 - Commercial & Industrial Lending Pressures in an Inflationary Environment - with Jivraj Karwa, Boaz Salik

#007 - Commercial & Industrial Lending Pressures in an Inflationary Environment - with Jivraj Karwa, Boaz Salik

September 27, 2022

In this "return to form" episode of Views from the Crow's Nest, senior FischerJordan associate Jivraj Karwa drives a deep-diving discussion on unique pressures in commercial/industrial (C&I) lending in an inflationary environment. 

Jivraj brings his expertise and experience as an analyst to the discussion to talk about the overall picture of the C&I market before and after the COVID-driven recession, some of the ramifications of recent legislation including the Inflation Reduction bill and the CHIPS act, and what we might expect to see in C&I in response to the current inflation-driven recession and signs of a long-awaited housing market slowdown. 

This podcast is an in-house production of FischerJordan, a specialized consulting firm in New York with emphases in strategy, analytics, and technology. Find out more about our approach to delivering client value, career opportunities, and our work within our communities at fischerjordan.com

 

Relevant Links

Mess Haul - “Hey Kid, Wanna Buy a Watch?” (plus: Fintechs for the Masses, National Security Risk of Antitrust) with Kshitish Nanda, Boaz Salik

Mess Haul - “Hey Kid, Wanna Buy a Watch?” (plus: Fintechs for the Masses, National Security Risk of Antitrust) with Kshitish Nanda, Boaz Salik

July 15, 2022

In this episode of the Mess Haul, Nathan, Boaz, and Kshitish dip into luxury watches, fintech as an equalizer for inequality, and national security implications of antitrust actions. Some questions we ask (and maybe answer):  

  • Can luxury items like watches, fine art, or wine act as a store of value or inflation hedge like we’d usually expect of gold or real estate?
  • Do the benefits of fintechs equalizing access to the unbanked start to diminish with government involvement?
  • Will monopolies always raise the alarm about national security when the topic of antitrust action is brought up?

The Mess Haul features a more free-form conversational approach with multiple participants than our more interview-focused style. This format is designed to generate quick takes on a handful of recent topics, facilitating shorter, more opinionated discussion with a number of different perspectives. Each episode of The Mess Haul is (usually) recorded, edited, and released in the same day.

Today's conversationalists: Nathan Johnson, Kshitish Nanda, Boaz Salik

Hosted, recorded, and produced for FischerJordan by Nathan Johnson

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FischerJordan is a New York-based consulting, thought-leadership, and outsourcing firm helping business leaders exchange complexity for clarity. We use rigorous data analytics, specialized staffing, and custom technology solutions to deliver workable strategies for clients in financial services and healthcare.  

Background articles for this episode:

  • Bloomberg Opinion on the connection between crypto crash and demand for luxury watches 
  • Qrius Magazine on how fintech can help equalize access to financial services in tough times 
  • Forbes on the (potential) national security risk of breaking up Big Tech's monopoly
A Conversation with our India NGO Partners

A Conversation with our India NGO Partners

June 30, 2022

FischerJordan moderates another round-table discussion for our FAIR (Food Availability Improvement Resource) initiative, this time with representatives from our NGO partners in India. 

Similar to the conversation with our U.S. partners, we talk about how they’re addressing the increasing demand for healthier food options, client relationships and needs brought on by the COVID pandemic, and the impact of rising global food costs for their organizations and region.  

Represented in this discussion - 

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FischerJordan’s FAIR initiative (Food Availability Improvement Resource) is our primary avenue for giving back to the communities where we operate. With FAIR, we’ve partnered with over a dozen volunteer-run, non-profit food pantries and food banks in the US, India, and Israel, supplying them with crucial food items directly to help provide food for those in need in a way that maximizes the impact of every dollar spent. Learn more at https://fischerjordan.com/communities 

Recorded, edited, and published by Nathan Johnson for FischerJordan. 

MMH - Equities vs. Inflation (plus: GrubHub’s flub, a vision for digital health) - with Boaz Salik, Deeba Goyal

MMH - Equities vs. Inflation (plus: GrubHub’s flub, a vision for digital health) - with Boaz Salik, Deeba Goyal

June 16, 2022

In this episode of the *Midweek Mess Haul, Nathan, Deeba, and Boaz unpack what went wrong with GrubHub's "free lunch" fiasco back in May, take an analytical look at Berkshire-Hathaway's asset-buying activities as a hedge against inflation, and discuss a vision for a well-rounded digital health future. 

The Mess Haul features a more free-form conversational approach with multiple participants than our more interview-focused style. This format is designed to generate quick takes on a handful of recent topics, facilitating shorter, more opinionated discussion with a number of different perspectives. Each episode of The Mess Haul is (usually) recorded, edited, and released in the same day. 

Today's conversationalists: Nathan Johnson, Deeba Goyal, Boaz Salik 

Hosted, recorded, and produced for FischerJordan by Nathan Johnson

 

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FischerJordan is a New York-based consulting, thought-leadership, and outsourcing firm helping business leaders exchange complexity for clarity. We use rigorous data analytics, specialized staffing, and custom technology solutions to deliver workable strategies for clients in financial services and healthcare.  

Background articles for this episode:

MMH - FUD about Crypto, + GMO Mosquitos, Reversing User Bans (or not using at all?) - with Neet Shah, Boaz Salik

MMH - FUD about Crypto, + GMO Mosquitos, Reversing User Bans (or not using at all?) - with Neet Shah, Boaz Salik

May 19, 2022

In this episode of the *Midweek Mess Haul, Nathan, Neet, and Boaz share thoughts on GMOs mosquitos, their outlook on crypto after the hard plummet of 5/12, and the strategic ramifications of permanent social media bans. 

  • The Quick Take: does introducing GMO mosquitos into an ecosystem have too many unintended consequences waiting in the wings? 
  • The Big Dig: is the end-state of the current "Wild West" of crypto something where only the strongest survived? 
  • The Final Cut: why should (or shouldn't) social media companies consider using permanent bans as a way to enforce terms of use?

The Mess Haul features a more free-form conversational approach with multiple participants than our more interview-focused style. This format is designed to generate quick takes on a handful of recent topics, facilitating shorter, more opinionated discussion with a number of different perspectives. Each episode of The Mess Haul is (usually) recorded, edited, and released in the same day. 

Today's conversationalists: Nathan Johnson, Neet Shah, Boaz Salik 

Hosted, recorded, and produced for FischerJordan by Nathan Johnson

 

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FischerJordan is a New York-based consulting, thought-leadership, and outsourcing firm helping business leaders exchange complexity for clarity. We use rigorous data analytics, specialized staffing, and custom technology solutions to deliver workable strategies for clients in financial services and healthcare.  

Background articles for this episode:

  • Quartz on Oxitech and GMO mosquitos
  • Bloomberg, Forbes on crypto news
  • WIRED on Elon Musk's plans to reverse Twitter's bans on high profile users
A Discussion with Our U.S. Non-Profit Food & Meal Availability Partners

A Discussion with Our U.S. Non-Profit Food & Meal Availability Partners

May 4, 2022

In this special episode of Views from the Crow's Nest, FischerJordan moderates a round-table discussion between five non-profit food bank/pantry/meal kitchen organizations partnered with us in our FAIR (Food Availability Improvement Resource) initiative. 

We talk about how they’re addressing the increasing demand for healthier food options, client relationships and needs brought on by the COVID pandemic, and collaborations to lower cost and increase product offerings.  

Organizations represented in this discussion - 

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FischerJordan’s FAIR initiative (Food Availability Improvement Resource) is our primary avenue for giving back to the communities where we operate. With FAIR, we’ve partnered with over a dozen volunteer-run, non-profit food pantries and food banks in the US, India, and Israel, supplying them with crucial food items directly to help provide food for those in need in a way that maximizes the impact of every dollar spent. Learn more at https://fischerjordan.com/communities 

Recorded, edited, and published by Nathan Johnson for FischerJordan. 

MMH - Elon Musk vs. The World, + Public Transit Hesitancy, AI Disease Prediction - with Jivraj Karwa, Boaz Salik

MMH - Elon Musk vs. The World, + Public Transit Hesitancy, AI Disease Prediction - with Jivraj Karwa, Boaz Salik

April 20, 2022

In this episode of the *Midweek Mess Haul, Nathan, Jivraj, and Boaz get into hostile takeovers, public transit crime rates, and AI disease prediction. 

  • The Quick Take: will the recent violence on the New York subway be the first of more such incidents? Are there places where violent crime on public transit feels less likely...and why? 
  • The Big Dig: why is there so much resistance to Elon Musk's bid to buy Twitter, and why would Musk buy an existing asset if he could theoretically make his own for the same price?
  • The Final Cut: what are some additional use cases for AI-enhanced analytics in healthcare diagnostics?

The Mess Haul features a more free-form conversational approach with multiple participants than our more interview-focused style. This format is designed to generate quick takes on a handful of recent topics, facilitating shorter, more opinionated discussion with a number of different perspectives. Each episode of The Mess Haul is (usually) recorded, edited, and released in the same day. 

Today's conversationalists: Nathan Johnson, Jivraj Karwa, Boaz Salik 

Hosted, recorded, and produced for FischerJordan by Nathan Johnson

 

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FischerJordan is a New York-based consulting, thought-leadership, and outsourcing firm helping business leaders exchange complexity for clarity. We use rigorous data analytics, specialized staffing, and custom technology solutions to deliver workable strategies for clients in financial services and healthcare.  

Background articles for this episode:

MMH - What’s REALLY Your ”Personal Information?” + Data Modeling Ethics, Doughy Robotics - with Kshitish Nanda, Boaz Salik

MMH - What’s REALLY Your ”Personal Information?” + Data Modeling Ethics, Doughy Robotics - with Kshitish Nanda, Boaz Salik

April 4, 2022

In this episode of the Monday Mess Haul, Nathan, Kshitish, and Boaz get technical. 

  • The Quick Take: what are the ethical implications of an experimental AI using a publicly-available dataset to identify 40,000 theoretical chemical weapons? 
  • The Big Dig: how much can you actually claim as your own personal information? That's what's up for debate with a recent opinion concerning the language of the California Consumer Protection Act. 
  • The Final Cut: how effective are empirical methods for training task variations in robotics?  

The Mess Haul features a more free-form conversational approach with multiple participants than our more interview-focused style. This format is designed to generate quick takes on a handful of recent topics, facilitating shorter, more opinionated discussion with a number of different perspectives. Each episode of The Mess Haul is (usually) recorded, edited, and released in the same day. 

Today's conversationalists: Nathan Johnson, Kshitish Nanda, Boaz Salik 

Hosted, recorded, and produced for FischerJordan by Nathan Johnson

 

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FischerJordan is a New York-based consulting, thought-leadership, and outsourcing firm helping business leaders exchange complexity for clarity. We use rigorous data analytics, specialized staffing, and custom technology solutions to deliver workable strategies for clients in financial services and healthcare.  

Background articles for this episode:

MMH - The End of Social Media Lip Service + Analytics for Sustainability, Daylight Savings Why? with Deeba Goyal, Boaz Salik

MMH - The End of Social Media Lip Service + Analytics for Sustainability, Daylight Savings Why? with Deeba Goyal, Boaz Salik

March 21, 2022

In this episode of the Monday Mess Haul, Nathan, Deeba, and Boaz break some old forms and start some new ones. 

  • The Quick Take: how would a permanent Daylight Savings Time under the Sunshine Protection Act impact the way the working world...well, works? Should we all just commit to GMT and get it over with? 
  • The Big Dig: social media lip service doesn't cut it anymore. How could the Russia/Ukraine conflict push the private sector to make their public engagement factor a core strategic differentiator? 
  • The Final Cut: three emergent trends in data analytics that could help companies be more socially and environmentally conscious. 

The Mess Haul features a more free-form conversational approach with multiple participants than our more interview-focused style. This format is designed to generate quick takes on a handful of recent topics, facilitating shorter, more opinionated discussion with a number of different perspectives. Each episode of The Mess Haul is (usually) recorded, edited, and released in the same day. 

Today's conversationalists: Nathan Johnson, Deeba Goyal, Boaz Salik 

Hosted, recorded, and produced for FischerJordan by Nathan Johnson

 

+++

FischerJordan is a New York-based consulting, thought-leadership, and outsourcing firm helping business leaders exchange complexity for clarity. We use rigorous data analytics, specialized staffing, and custom technology solutions to deliver workable strategies for clients in financial services and healthcare.  

Background articles for this episode: 

MMH - Should Sanctions Be Considered an Act of War? + Seven Day Work-Weeks, Healthcare Blockchain - with Neet Shah, Boaz Salik

MMH - Should Sanctions Be Considered an Act of War? + Seven Day Work-Weeks, Healthcare Blockchain - with Neet Shah, Boaz Salik

March 7, 2022

In this episode of the Monday Mess Haul, we brought in both FischerJordan partners for a speculative discussion on some current hot-button issues, including: 

  • Is the idea of financial services as an enforcement arm of political willpower a new/growing trend or just an emergency use case? 
  • Given the potentially devastating impact of sanctions on a nation's economy, should sanctions themselves be considered an act of war and not just a "war-time measure?"
  • Are five-day work weeks out and...seven-day work weeks in?
  • What are the implications of healthcare successfully implementing blockchain technology at scale? 

The Mess Haul features a more free-form conversational approach with multiple participants than our more interview-focused style. This format is designed to generate quick takes on a handful of recent topics, facilitating shorter, more opinionated discussion with a number of different perspectives. Each episode of The Mess Haul is recorded, edited, and released in the same day. 

Today's guests: Neet Shah, Boaz Salik 

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FischerJordan is a New York-based consulting, thought-leadership, and outsourcing firm helping business leaders exchange complexity for clarity. We use rigorous data analytics, specialized staffing, and custom technology solutions to deliver workable strategies for clients in financial services and healthcare.  

Background articles for this episode: 

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